- Over 195 years arranging marine insurance*
- Discounts with our partner brands
- 24-hour emergency claims helpline
- Marina Scheme Benefits (UK marina)
Boat Insurance at competitive prices
Specialist Boat Insurance
GJW Direct has been arranging marine insurance since 1826, so you can be confident you are dealing with boat insurance specialists.
Find out more about specific boat insurance policies and get a quick quote below.
Yacht & Sailing Boat
Motor Cruiser
Narrowboat, Barge & Houseboat
SpeedBoat
RIB
Dinghy
Personal Watercraft & Jetski
SUPs
Small Craft
Why choose GJW Direct for boat insurance
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24-hour emergency claims helpline
Get access to our 24-hour emergency claims helpline should you need to make an urgent claim or require assistance.
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Special Offers
As a GJW Direct customer, you'll get access to a selection of discounts through our partners.
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Marina Scheme Benefits
If you keep your vessel in a recognised UK marina, you are entitled to Special Endorsements as part of our Marina Scheme.
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Instant cover & access to policy documents
When taking out a policy, you can choose to be instantly covered & get access to your policy documents.
What does boat insurance cover?
Boat insurance
While your policy will depend on the type of boat you’re insuring, boat insurance policies typically cover:
- Third-party liability claims.
- No excess for third-party claims for loss or damage.
- Boat's agreed value in the event of a total loss.
- Machinery damage and theft.
Additionally, depending on the type of vessel, policies may cover medical expenses, legal protection, and personal accident cover.
For more information on specific cover details, visit the page for the boat you want to cover, where you can find the product information document for each boat type.
Boat insurance specialist for over 195 years
Whatever type of boat you own, boat insurance is an important consideration when it comes to helping financially protect your boat and you. GJW Direct have over 195 years of marine insurance experience, tracing back to 1826. With such an extensive history in boat insurance, you get direct access to specialists who understand boat insurance.
How much does boat insurance cost?
How much your boat insurance policy will cost varies depending on several factors, including:
- the boat’s type and value
- your intended use of the boat
- the type of cover you select
- your mooring location
- your claims history and/or your no claims bonus
Depending on your boat type, you could also get marina scheme benefits or a protected no claims bonus (eligible boat types include yacht, narrowboat, RIB, speedboat and motor cruiser).
The best way to find out how much boat insurance will cost is to get an instant online quote through GJW Direct now.
Partnering with the RNLI
Since 2018, we've partnered with the RNLI to aid their target of halving preventable coastal drownings by 2024. By sharing important safety information with our customers, we've raised over £258,000.
Why should I consider boat insurance?
Boat insurance helps to provide financial protection against the risks of theft, accidental damage or loss, but there are several other reasons you may want to consider boat insurance, including:
- If you want to use canals or waterways managed by the Canal & River Trust, boat insurance becomes a mandatory requirement
- If your boat is financed or leased, lenders often require valid proof of insurance
- If you want to moor or launch your boat in a UK marina or harbour, or join a boating club, many require proof of at least third-party insurance
- If you want to take part in racing, or boat near others, it can protect you, your boat and other people and their boats should a third-party claim be raised against you
- Protection against the impact of severe weather
Boat insurance FAQs
Discover our partner discounts
As a GJW direct customer, you’ll get access to a large selection of discounts. Explore the list of brands we work with.
Boat guides & news
Explore our useful advice, helpful tips and general guides on all things boating!
Refer your friends and you’ll both be rewarded
Refer your friends to GJW Direct and you'll both get a £20 voucher from one of six retailers when they take out a policy with us.
*GJW Direct has been arranging marine insurance since 1826
